Risk Disclosure and Disclaimer
Version of November 11, 2026. Part of the Public Offer (clause 6.5).
This is an English translation provided for convenience. The binding text is the Russian version; in case of any discrepancy, the Russian version prevails (clause 8.3 of the offer).
Trading stocks and options can lead to the loss of all the money invested, and with leverage and short selling — to losses greater than the amount invested. ALGOINVESTING shows data and charts; the User makes all trading decisions themselves.
1. The Provider is not an adviser or a broker
1.1. The Provider is not an investment adviser, broker, asset manager or any other professional securities market participant and holds no licence for such activity. The Provider does not accept the User’s money into an account, does not execute trades and does not manage portfolios.
1.2. Nothing on the website, in the terminal, in the Telegram channel and bots, in videos or case studies is a personal investment recommendation or an offer to buy or sell securities. The Provider does not know the User’s goals, financial situation or experience.
2. What signals and scores mean
2.1. A technical signal means only one thing: a predefined condition on price, volume and ratings was met on the chart. It is not a forecast of growth and not advice to buy.
2.2. Ratings, scores, screens, “stocks of the day”, “leaders of the week” and other lists are built by formulas over historical data. A highly rated stock can fall, including right after publication.
3. Past results do not guarantee future ones
3.1. Returns, the signal archive, trade reviews and rule backtests show what has already happened. As a rule, they are calculated without commissions, slippage and taxes, and at prices at which the User might not have been able to trade.
4. Data may be delayed or contain errors
4.1. Quotes, financials, ratings and news come from third-party providers. Some data is updated once a day, some with a delay. The date the data is valid for is shown next to it. Check the price with your broker before trading.
4.2. News translations, report summaries and other texts prepared by a language model may contain errors in figures and meaning. The original source is linked next to them.
5. Risks of specific instruments
- Options. A bought option can lose all its value by expiration. The loss on a sold option can exceed the premium received many times over.
- Short selling. A price rise has no limit, and neither does the loss; the broker may close the position forcibly.
- Margin trading and leverage. The loss is counted on the whole position, not on your own funds; a margin call and forced liquidation are possible.
- Small-company stocks. Low liquidity, wide spreads and sharp price gaps, especially on earnings day.
- Pre-market and after-hours trading. Few trades, wide spreads, and the price may differ noticeably from the regular session.
6. Virtual portfolios
6.1. Portfolios, trades and options in the Service are records kept by the User, not a brokerage account. Stops and order fills in the Service only change records in the Service and send no orders to a broker.
7. Liability
7.1. The Service is provided “as is”. The Provider’s liability for losses, lost profit and interruptions in the Service is limited by section 6 of the Public Offer. Consumer rights that the law does not allow to be limited are preserved.