Upstart (UPST) earnings, Nov 3, 2026: EPS −37%, stock +0.3%
In brief
Upstart reported on Nov 3, 2026. Earnings per share changed −37% year over year, 63.7% above the estimate; revenue +34%. The stock opened with a +1.1% gap and closed the day +0.3% (Nov 3, 2026). The stock is now 57.5% below its 52-week high, −47.0% over 12 months. Next report: Feb 16, 2027.
EPS vs estimate+63.7%
EPS, YoY−37%
Revenue, YoY+34%
Gap · day+1.1% · +0.3%
EPS growth by quarter, YoY
Price reaction to earnings
| Report | Gap | Day |
|---|---|---|
| Aug 4, 2026 | +14.1% | −0.4% |
| Nov 3, 2026 | +1.1% | +0.3% |
Next-quarter estimates, ratings and the UPST chart are in the terminal.
Open the terminalFAQ
When is Upstart's next earnings report?
Feb 16, 2027. The date comes from daily data and is corrected if the company moves it.
How did Upstart stock react to the report?
Opening gap +1.1%, day's result +0.3%.
Did Upstart's earnings grow?
Earnings per share fell 37% year over year.
What is an earnings gap?
The jump between the close before and the open after the report. A big gap up often means large buyers are revaluing the company.