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Synchrony Financial (SYF) earnings, Oct 20, 2026: EPS −6%, stock −1.2%

In brief

Synchrony Financial reported on Oct 20, 2026. Earnings per share changed −6% year over year, 10.7% above the estimate; revenue 0%. The stock opened with a −0.3% gap and closed the day −1.2% (Oct 20, 2026). The stock is now 15.9% below its 52-week high, +0.4% over 12 months. Next report: Jan 22, 2027.

EPS vs estimate+10.7%
EPS, YoY−6%
Revenue, YoY0%
Gap · day−0.3% · −1.2%

EPS growth by quarter, YoY

+7%3 qtrs ago
+20%2 qtrs ago
+4%previous
−6%this one

Price reaction to earnings

ReportGapDay
Jul 21, 2026+1.5%−1.6%
Oct 20, 2026−0.3%−1.2%

Next-quarter estimates, ratings and the SYF chart are in the terminal.

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FAQ

When is Synchrony Financial's next earnings report?

Jan 22, 2027. The date comes from daily data and is corrected if the company moves it.

How did Synchrony Financial stock react to the report?

Opening gap −0.3%, day's result −1.2%.

Did Synchrony Financial's earnings grow?

Earnings per share fell 6% year over year.

What is an earnings gap?

The jump between the close before and the open after the report. A big gap up often means large buyers are revaluing the company.

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